---
title: Blog | Financial Planning (4)
description: Financial Planning | Get the latest news and insights (4)
---

<https://twitter.com/SmartFinancial> <https://www.facebook.com/SmartfinancialP/> <https://www.linkedin.com/company/smart-financial-planning-ltd>

[![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")](https://smartfinancial.co.uk/)

[![logo-white](https://smartfinancial.co.uk/hubfs/brand-logos/logo-white.svg "logo-white")](https://smartfinancial.co.uk/)

- [About you](https://smartfinancial.co.uk/about-you)
- [About us](https://smartfinancial.co.uk/about-us)
- [What we do](https://smartfinancial.co.uk/what-we-do)
- [Client stories](https://smartfinancial.co.uk/client-stories)
- [Blog](https://smartfinancial.co.uk/blog)
- [Contact](https://smartfinancial.co.uk/contact)

<https://smartfinancial.co.uk/blog/tag/financial-planning/page/4#site-search-modal>

# Blog

Insights from the Smart Financial team

###### Show All

###### [Blog](https://smartfinancial.co.uk/blog/tag/blog)

###### [Business](https://smartfinancial.co.uk/blog/tag/business)

###### [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning)

###### [Retirement](https://smartfinancial.co.uk/blog/tag/retirement)

###### [LPA](https://smartfinancial.co.uk/blog/tag/lpa)

###### [Pension](https://smartfinancial.co.uk/blog/tag/pension)

###### [CGT](https://smartfinancial.co.uk/blog/tag/cgt)

###### [Dividends](https://smartfinancial.co.uk/blog/tag/dividends)

###### [Financial Abuse](https://smartfinancial.co.uk/blog/tag/financial-abuse)

###### [Trust](https://smartfinancial.co.uk/blog/tag/trust)

###### [Will](https://smartfinancial.co.uk/blog/tag/will)

###### [Work](https://smartfinancial.co.uk/blog/tag/work)

###### [gift](https://smartfinancial.co.uk/blog/tag/gift)

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### 3 Compelling Reasons You Need a Business Continuity Plan

Running a business is a very involved process, and can take most of your attention on a day-to-day basis. You may not even have thought about what would happen if you suddenly became incapacitated to the point you couldn’t run your business for a period of time – or permanently. What if, for example, you suddenly became seriously ill and … Read More

[READ MORE](https://smartfinancial.co.uk/blog/3-compelling-reasons-you-need-a-business-continuity-plan)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### What is the Financial Planning Process?

Would you like to get your finances in order, but aren’t sure where to start? Do you struggle with making decisions about how best to spend and save your money so that your future needs are met? Financial planning is the key to ending this indecision but if you haven’t sought lifestyle financial planning advice before, you may wonder exactly … Read More

[READ MORE](https://smartfinancial.co.uk/blog/the-financial-planning-process)

 3 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### Podcast: The Third Stage of the Financial Planning Process

We’re delighted to be supporting Financial Planning Week, with a five-part series of podcasts based on the five stages of financial planning, to really open up the process and be transparent about what clients can expect. In our third podcast this week, Smart Financial CEO Steve Martin talks to Certified Financial Planner and founder of Navigator FP, David Crozier. The third step in the … Read More

[READ MORE](https://smartfinancial.co.uk/blog/third-stage-financial-planning-process)

 1 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) [Retirement](https://smartfinancial.co.uk/blog/tag/retirement)

##### What Do You Want From Your Retirement Lifestyle?

Are you thinking ahead to retirement and looking forward to what comes next? We know you’re not about to let your retirement years just slip by and that you have ambitions you still want to achieve. You’re certainly not alone in this respect. Recent research by YouGov surveyed a group of 65 year-olds and revealed a ‘top 40’ wish list full … Read More

[READ MORE](https://smartfinancial.co.uk/blog/what-do-you-want-retirement-lifestyle)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### How You Can Achieve Financial Freedom

We all look forward to the day when we can do what we want with our time – no need to rise and shine with the sun, working long hours. Instead, we can spend our time doing what we want to, when we want to. For that to happen, though, you have to have a plan – a plan to … Read More

[READ MORE](https://smartfinancial.co.uk/blog/how-you-can-achieve-financial-freedom)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) [Retirement](https://smartfinancial.co.uk/blog/tag/retirement)

##### Are You Ready for Your Retirement Lifestyle?

You’ve worked hard to make your business a success, but have you thought about what your life will look like after you retire? It’s likely your retirement lifestyle will be much different from your business lifestyle, but what does that mean? How would you like your retirement to be different and how much would you like it to remain the … Read More

[READ MORE](https://smartfinancial.co.uk/blog/are-you-ready-for-your-retirement-lifestyle)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### Why?

Why does any business do what it does? The easy answer is to make money but is that a sustainable objective in the long term? Is that an objective that clients of a business can share in? Is that an objective that inspires individuals to take positive actions? I would argue that the answer is no. Clearly all businesses need … Read More

[READ MORE](https://smartfinancial.co.uk/blog/why)

 1 minute read

[Prev](https://smartfinancial.co.uk/blog/tag/financial-planning/page/3) [1](https://smartfinancial.co.uk/blog) [2](https://smartfinancial.co.uk/blog/tag/financial-planning/page/2) [3](https://smartfinancial.co.uk/blog/tag/financial-planning/page/3) [4](https://smartfinancial.co.uk/blog/tag/financial-planning/page/4) Next

![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")

<https://twitter.com/SmartFinancial> <https://www.facebook.com/SmartfinancialP/> <https://www.linkedin.com/company/smart-financial-planning-ltd>

#### Menu

- [About you](https://smartfinancial.co.uk/about-you)
- [About us](https://smartfinancial.co.uk/about-us)
- [What we do](https://smartfinancial.co.uk/what-we-do)
- [Client stories](https://smartfinancial.co.uk/client-stories)
- [Blog](https://smartfinancial.co.uk/blog)
- [Contact](https://smartfinancial.co.uk/contact)

#### Address

Beehive Lofts, Unit 4.1  
Waulk Mill  
51 Bengal Street  
Manchester  
M4 6LN

![image006](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/image006.jpg?width=200&height=58&name=image006.jpg)

![ch firm58](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/ch%20firm58.png?width=241&height=58&name=ch%20firm58.png)

 

#### Sign up to our newsletter

- [Privacy policy](https://smartfinancial.co.uk/privacy-policy)
- [Terms and conditions](https://smartfinancial.co.uk/terms-and-conditions)

Site developed by [ClientsFirst](https://www.clients-first.co.uk/)

Smart Financial is a trading style of Smart Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority. You can find Smart Financial Planning Ltd on the FCA register by [clicking here](https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000Mg7KfAAJ).  
Smart Financial Planning Ltd is registered in England & Wales. Company number: 06274060. Registered Office: Beehive Lofts, Unit 4.1, Waulk Mill, 51 Bengal Street, Manchester, M4 6LN.  
The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.

© 2026 All rights reserved.