--- title: Terms and conditions --- [![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")](https://smartfinancial.co.uk/) [![logo-white](https://smartfinancial.co.uk/hubfs/brand-logos/logo-white.svg "logo-white")](https://smartfinancial.co.uk/) - [About you](https://smartfinancial.co.uk/about-you) - [About us](https://smartfinancial.co.uk/about-us) - [What we do](https://smartfinancial.co.uk/what-we-do) - [Client stories](https://smartfinancial.co.uk/client-stories) - [Blog](https://smartfinancial.co.uk/blog) - [Contact](https://smartfinancial.co.uk/contact) # Terms and conditions ## This website is owned and operated by Smart Financial Planning Limited. Visitors are required to accept the following terms and conditions in return for the information given to them on this website. You will not use the website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the website you are fully accepting the terms, conditions and disclaimers contained in this notice. The contents of the website do not constitute advice and should not be relied upon in making or refraining from making, any decision. ## Changes to website Smart Financial Planning Limited reserves the right to: 1\. Change or remove (permanently or temporarily) the website or any part of it, without notice. 2\. Change the Terms and Conditions at any time. ## Links to third party websites The website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites. ## Copyright Except where expressly stated to the contrary the text and graphics and the information contained in the website is copyright of Smart Financial Planning Limited. By accessing the website you agree that you will access the content solely for your personal, non-commercial use. ## Disclaimers and Limitation of Liability Smart Financial Planning Limited does not accept any liability in connection with any third party websites which may be linked or accessible through our own website and we do not endorse or approve the contents of any such site. To the extent permitted by law, the website will not be liable for any indirect or consequential loss or damage (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the website. ![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour") #### Menu - [About you](https://smartfinancial.co.uk/about-you) - [About us](https://smartfinancial.co.uk/about-us) - [What we do](https://smartfinancial.co.uk/what-we-do) - [Client stories](https://smartfinancial.co.uk/client-stories) - [Blog](https://smartfinancial.co.uk/blog) - [Contact](https://smartfinancial.co.uk/contact) #### Address Beehive Lofts, Unit 4.1 Waulk Mill 51 Bengal Street Manchester M4 6LN ![image006](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/image006.jpg?width=200&height=58&name=image006.jpg) ![ch firm58](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/ch%20firm58.png?width=241&height=58&name=ch%20firm58.png)   #### Sign up to our newsletter - [Privacy policy](https://smartfinancial.co.uk/privacy-policy) - [Terms and conditions](https://smartfinancial.co.uk/terms-and-conditions) Site developed by [ClientsFirst](https://www.clients-first.co.uk/) Smart Financial is a trading style of Smart Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority. You can find Smart Financial Planning Ltd on the FCA register by [clicking here](https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000Mg7KfAAJ). Smart Financial Planning Ltd is registered in England & Wales. Company number: 06274060. Registered Office: Beehive Lofts, Unit 4.1, Waulk Mill, 51 Bengal Street, Manchester, M4 6LN. The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning. © 2026 All rights reserved.