---
title: Blog | Financial Planning
description: Financial Planning | Get the latest news and insights
---

<https://twitter.com/SmartFinancial> <https://www.facebook.com/SmartfinancialP/> <https://www.linkedin.com/company/smart-financial-planning-ltd>

[![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")](https://smartfinancial.co.uk/)

[![logo-white](https://smartfinancial.co.uk/hubfs/brand-logos/logo-white.svg "logo-white")](https://smartfinancial.co.uk/)

- [About you](https://smartfinancial.co.uk/about-you)
- [About us](https://smartfinancial.co.uk/about-us)
- [What we do](https://smartfinancial.co.uk/what-we-do)
- [Client stories](https://smartfinancial.co.uk/client-stories)
- [Blog](https://smartfinancial.co.uk/blog)
- [Contact](https://smartfinancial.co.uk/contact)

<https://smartfinancial.co.uk/blog/tag/financial-planning#site-search-modal>

# Blog

Insights from the Smart Financial team

###### Show All

###### [Blog](https://smartfinancial.co.uk/blog/tag/blog)

###### [Business](https://smartfinancial.co.uk/blog/tag/business)

###### [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning)

###### [Retirement](https://smartfinancial.co.uk/blog/tag/retirement)

###### [LPA](https://smartfinancial.co.uk/blog/tag/lpa)

###### [Pension](https://smartfinancial.co.uk/blog/tag/pension)

###### [CGT](https://smartfinancial.co.uk/blog/tag/cgt)

###### [Dividends](https://smartfinancial.co.uk/blog/tag/dividends)

###### [Financial Abuse](https://smartfinancial.co.uk/blog/tag/financial-abuse)

###### [Trust](https://smartfinancial.co.uk/blog/tag/trust)

###### [Will](https://smartfinancial.co.uk/blog/tag/will)

###### [Work](https://smartfinancial.co.uk/blog/tag/work)

###### [gift](https://smartfinancial.co.uk/blog/tag/gift)

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning)

##### Supercharge your money mindset for divorce

If you’re feeling overwhelmed by money issues and financial decisions, you probably have work to do on your money mindset. When you were a child and first came into contact with money, what stories were you told?

[READ MORE](https://smartfinancial.co.uk/blog/supercharge-your-money-mindset-for-divorce)

 3 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) [Work](https://smartfinancial.co.uk/blog/tag/work)

##### When Can I Stop Working?

If you are wondering if you can make changes in your work life or in your business, whether you are planning for 5 years’ time, or hoping to stop soon, we can help and support.

[READ MORE](https://smartfinancial.co.uk/blog/when-can-i-stop-working)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) [gift](https://smartfinancial.co.uk/blog/tag/gift) [Trust](https://smartfinancial.co.uk/blog/tag/trust)

##### Inheritance tax planning through gifting

Maximising your legacy: Strategies for reducing inheritance tax through gifting and trusts

[READ MORE](https://smartfinancial.co.uk/blog/inheritance-tax-planning-through-gifting)

 3 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### An introduction to Capital Gains Tax

Maximise your contributions to ISAs and pensions before the end of the tax year.

[READ MORE](https://smartfinancial.co.uk/blog/an-introduction-to-capital-gains-tax)

 3 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### Planning for the End of the Tax Year

Maximise your contributions to ISAs and pensions before the end of the tax year.

[READ MORE](https://smartfinancial.co.uk/blog/planning-for-the-end-of-the-tax-year)

 3 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) [Dividends](https://smartfinancial.co.uk/blog/tag/dividends) [CGT](https://smartfinancial.co.uk/blog/tag/cgt)

##### Getting your finances in order in 2024

As we approach the end of January, it's an opportune moment to reflect on our New Year's resolutions.

[READ MORE](https://smartfinancial.co.uk/blog/getting-your-finances-in-order-in-2024)

 4 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### Navigating the Future: A Guide to Planning Your Life and Retirement

Many people think of January as a new start. You may have made resolutions, which may not make it to February. You are probably also thinking about the things you want to achieve and do this year and beyond.

[READ MORE](https://smartfinancial.co.uk/blog/navigating-the-future-a-guide-to-planning-your-life-and-retirement)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### What Does Financial Freedom Mean…to You?

Have you ever considered what it would mean to be ‘financially free’? Would you sell your business or leave your job so that you had more time to relax with friends and family, travel, buy that Ferrari you’ve always wanted, or otherwise pursue leisure activities? Would you keep your business or your job, but adopt a role that’s less hands-on … Read More

[READ MORE](https://smartfinancial.co.uk/blog/what-does-financial-freedom-mean)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### What is Financial Planning?

You know it makes sense to create a business plan, giving you a roadmap that will plot your course to success, be that growth and expansion or a seamless sale. But what about your financial plan for everything else? When your business is one of your biggest assets, your personal ambitions are likely to be tied into your desires for … Read More

[READ MORE](https://smartfinancial.co.uk/blog/what-is-financial-planning)

 2 minute read

Prev [1](https://smartfinancial.co.uk/blog) [2](https://smartfinancial.co.uk/blog/tag/financial-planning/page/2) [3](https://smartfinancial.co.uk/blog/tag/financial-planning/page/3) [4](https://smartfinancial.co.uk/blog/tag/financial-planning/page/4) [Next](https://smartfinancial.co.uk/blog/tag/financial-planning/page/2)

![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")

<https://twitter.com/SmartFinancial> <https://www.facebook.com/SmartfinancialP/> <https://www.linkedin.com/company/smart-financial-planning-ltd>

#### Menu

- [About you](https://smartfinancial.co.uk/about-you)
- [About us](https://smartfinancial.co.uk/about-us)
- [What we do](https://smartfinancial.co.uk/what-we-do)
- [Client stories](https://smartfinancial.co.uk/client-stories)
- [Blog](https://smartfinancial.co.uk/blog)
- [Contact](https://smartfinancial.co.uk/contact)

#### Address

Beehive Lofts, Unit 4.1  
Waulk Mill  
51 Bengal Street  
Manchester  
M4 6LN

![image006](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/image006.jpg?width=200&height=58&name=image006.jpg)

![ch firm58](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/ch%20firm58.png?width=241&height=58&name=ch%20firm58.png)

 

#### Sign up to our newsletter

- [Privacy policy](https://smartfinancial.co.uk/privacy-policy)
- [Terms and conditions](https://smartfinancial.co.uk/terms-and-conditions)

Site developed by [ClientsFirst](https://www.clients-first.co.uk/)

Smart Financial is a trading style of Smart Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority. You can find Smart Financial Planning Ltd on the FCA register by [clicking here](https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000Mg7KfAAJ).  
Smart Financial Planning Ltd is registered in England & Wales. Company number: 06274060. Registered Office: Beehive Lofts, Unit 4.1, Waulk Mill, 51 Bengal Street, Manchester, M4 6LN.  
The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.

© 2026 All rights reserved.