--- title: Blog | Smart Financial (4) description: Get the latest news and insights (4) --- [![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")](https://smartfinancial.co.uk/) [![logo-white](https://smartfinancial.co.uk/hubfs/brand-logos/logo-white.svg "logo-white")](https://smartfinancial.co.uk/) - [About you](https://smartfinancial.co.uk/about-you) - [About us](https://smartfinancial.co.uk/about-us) - [What we do](https://smartfinancial.co.uk/what-we-do) - [Client stories](https://smartfinancial.co.uk/client-stories) - [Blog](https://smartfinancial.co.uk/blog) - [Contact](https://smartfinancial.co.uk/contact) # Blog Insights from the Smart Financial team ###### Show All ###### [Blog](https://smartfinancial.co.uk/blog/tag/blog) ###### [Business](https://smartfinancial.co.uk/blog/tag/business) ###### [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) ###### [Retirement](https://smartfinancial.co.uk/blog/tag/retirement) ###### [LPA](https://smartfinancial.co.uk/blog/tag/lpa) ###### [Pension](https://smartfinancial.co.uk/blog/tag/pension) ###### [CGT](https://smartfinancial.co.uk/blog/tag/cgt) ###### [Dividends](https://smartfinancial.co.uk/blog/tag/dividends) ###### [Financial Abuse](https://smartfinancial.co.uk/blog/tag/financial-abuse) ###### [Trust](https://smartfinancial.co.uk/blog/tag/trust) ###### [Will](https://smartfinancial.co.uk/blog/tag/will) ###### [Work](https://smartfinancial.co.uk/blog/tag/work) ###### [gift](https://smartfinancial.co.uk/blog/tag/gift) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Can I sell my business? Can I sell my business?   Client called the office today to ask what we had put in his financial plan as the sale value of his business. He couldn’t remember but had been offered £500,000. Having quickly updated his model we identified that he could sell providing he worked in the new company for 5 years (which he was … Read More [READ MORE](https://smartfinancial.co.uk/blog/can-i-sell-my-business) 1 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### 6 Questions to Ask Your Financial Planner If you’re considering working with a financial planner, no doubt you’ll have lots of questions about how they work and what’s involved. To find the right person with the best advice for you, it’s worth taking the time to research your potential planners. Asking the following six questions is a great way to find out what you need to know. … Read More [READ MORE](https://smartfinancial.co.uk/blog/questions-ask-financial-planner) 2 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### The Truth About Financial Planning Why do you work? Why did you start your business? Crucially, what do you want out of life? Your business or job may be your joy and passion, but what else do you want to do besides work? Perhaps you want to pursue other interests, take that month-long holiday every summer, or simply be able to have weekends free to … Read More [READ MORE](https://smartfinancial.co.uk/blog/truth-about-financial-planning) 2 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Financial Planning: ‘Walking the Walk’ At Smart Financial, you may already be aware that our philosophy is ‘investing money is purely for the fulfillment of goals’. Hopefully, you will also be aware that this isn’t just a catchy phrase – we not only mean it, we live by it. Allow us to let Smart Financial CEO Steve Martin to demonstrate how he ‘walks the walk’ as … Read More [READ MORE](https://smartfinancial.co.uk/blog/financial-planning-walking-the-walk) 2 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Gain Freedom From Worry in Retirement As a hard-working professional, the idea of not working can seem like a huge gamble and retirement is an exciting but worrying concept for many in your position. How will you know that you’ve done enough? Will your money run out? Will you be able to enjoy a comfortable lifestyle? The key to preparing for a worry-free retirement is going … Read More [READ MORE](https://smartfinancial.co.uk/blog/gain-freedom-from-worry-in-retirement) 2 minute read [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### How to Increase the Value of Your Business Ask yourself, “What is the value of my business?” If you know what that number is, congratulations! You’ve already done a lot of homework and preparation should you ever decide to sell. If it’s not worth as much as you think it should be, you can increase its value before you sell so that you’ll truly get a fair price, … Read More [READ MORE](https://smartfinancial.co.uk/blog/how-to-increase-the-value-of-your-business) 2 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### How to Achieve Financial Freedom Think back to those first early, heady days when you were just starting your business. You didn’t just start it on a whim, did you? Instead, you planned ahead, put solid strategies in place and ultimately developed the business plan that’s taken you to where you are today. At Smart Financial, we believe that money is for the fulfilling of … Read More [READ MORE](https://smartfinancial.co.uk/blog/achieve-financial-freedom) 3 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### How Much is My Business Worth? Your business is your life’s blood but there will likely come a time when you’ll want to sell so that you can relax and enjoy life, or move on to another pursuit. To do that, you need to establish a good business exit strategy. An important part of that business exit strategy will be to figure out how much your … Read More [READ MORE](https://smartfinancial.co.uk/blog/how-much-is-my-business-worth) 2 minute read [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### How to Gain Control of Your Business Why did you set up your own business? Did you want more control of your business and your life? Did you think you would have more time – not less – to relax and enjoy the rewards of your hard work? If you’ve found that you’re working harder and longer with little time to yourself, then you’re not alone. If … Read More [READ MORE](https://smartfinancial.co.uk/blog/how-to-gain-control-of-your-business) 2 minute read [Prev](https://smartfinancial.co.uk/blog/author/smart-financial/page/3) [2](https://smartfinancial.co.uk/blog/author/smart-financial/page/2) [3](https://smartfinancial.co.uk/blog/author/smart-financial/page/3) [4](https://smartfinancial.co.uk/blog/author/smart-financial/page/4) [5](https://smartfinancial.co.uk/blog/author/smart-financial/page/5) [6](https://smartfinancial.co.uk/blog/author/smart-financial/page/6) [Next](https://smartfinancial.co.uk/blog/author/smart-financial/page/5) ![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour") #### Menu - [About you](https://smartfinancial.co.uk/about-you) - [About us](https://smartfinancial.co.uk/about-us) - [What we do](https://smartfinancial.co.uk/what-we-do) - [Client stories](https://smartfinancial.co.uk/client-stories) - [Blog](https://smartfinancial.co.uk/blog) - [Contact](https://smartfinancial.co.uk/contact) #### Address Beehive Lofts, Unit 4.1 Waulk Mill 51 Bengal Street Manchester M4 6LN ![image006](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/image006.jpg?width=200&height=58&name=image006.jpg) ![ch firm58](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/ch%20firm58.png?width=241&height=58&name=ch%20firm58.png)   #### Sign up to our newsletter - [Privacy policy](https://smartfinancial.co.uk/privacy-policy) - [Terms and conditions](https://smartfinancial.co.uk/terms-and-conditions) Site developed by [ClientsFirst](https://www.clients-first.co.uk/) Smart Financial is a trading style of Smart Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority. You can find Smart Financial Planning Ltd on the FCA register by [clicking here](https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000Mg7KfAAJ). Smart Financial Planning Ltd is registered in England & Wales. Company number: 06274060. Registered Office: Beehive Lofts, Unit 4.1, Waulk Mill, 51 Bengal Street, Manchester, M4 6LN. The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning. © 2026 All rights reserved.