How to Enjoy Your Money

Sometimes success is harder to accept than failure. For many successful business owners, their careful and pragmatic approach to running a profitable company is the very trait that prevents them from truly enjoying the fruits of their labour.

There is no shame in working hard, and the same applies to getting the most from your success. The key to enjoying your money, and having the freedom to live the life you’ve earned, is working with a plan.

You’ve Earned It

Your success is directly related to your smart business decisions. You’ve worked hard and you deserve to reap the benefits of that success.  You’ve earned it, which is the mantra you must keep in mind. Letting fear of spending or fear of future failure dampen the achievements you’ve made does you a great disservice. You worked hard. You made smart decisions. You’ve earned it.

Don’t Fear Spending When You Have A Plan

When you started your business, you analysed your profit and loss statements carefully. You weighed expenses against income. If there was something your business needed and you had the means to purchase it, you did.  Your life is no different. Just as you would never purchase an expensive item for your business without a plan, apply the same principles to your personal life.

When you work with a financial planner and carefully evaluate your goals, there is no need to fear spending. When you make smart investments, you don’t have to worry if the money will be there. It will all be in the plan. Going on a relaxing vacation, purchasing an expensive car, or upgrading your home is very scary when you don’t fully know your financial future. There’s no need to stress when you know what you can afford.

You CAN Spend

Think about your goals and what you had hoped to achieve with a successful business. You didn’t need permission to pursue your goals of owning a business and you don’t need permission to spend money you’ve earned. If you want a new car, a sound financial plan will show you how much car you can afford. If you want a Ferrari and have the money to buy a Ferrari, without causing turmoil or difficulty, then buy it!

At Smart Financial, the phrase “Investing Money is Purely for the Purpose of Fulfilling Goals” is more than just a clever tagline, it’s a philosophy.

If you can’t afford it now, a financial planner can help you come up with a strategy to meet that goal. When you have a plan, you CAN spend – without fear or permission.

Get Help With Your Plan

Having peace of mind about your financial future can allow you the freedom to enjoy your money. Goals are much easier to achieve when you have a plan to attain them. Be specific about your lifestyle aspirations and allow an expert to show you the tools to make them a reality. Benjamin Franklin once said that by failing to prepare, you are preparing to fail.

Have a plan, set your goals high and enjoy your rewards. You’ve earned it.