3 Compelling Reasons You Need a Business Continuity Plan

Running a business is a very involved process, and can take most of your attention on a day-to-day basis. You may not even have thought about what would happen if you suddenly became incapacitated to the point you couldn’t run your business for a period of time – or permanently. What if, for example, you suddenly became seriously ill and …

What is the Financial Planning Process?

Would you like to get your finances in order, but aren’t sure where to start? Do you struggle with making decisions about how best to spend and save your money so that your future needs are met? Financial planning is the key to ending this indecision but if you haven’t sought lifestyle financial planning advice before, you may wonder exactly …

Podcast: The Third Stage of the Financial Planning Process

We’re delighted to be supporting Financial Planning Week, with a five-part series of podcasts based on the five stages of financial planning, to really open up the process and be transparent about what clients can expect. In our third podcast this week, Smart Financial CEO Steve Martin talks to Certified Financial Planner and founder of Navigator FP, David Crozier. The third step in the …

What Do You Want From Your Retirement Lifestyle?

Are you thinking ahead to retirement and looking forward to what comes next? We know you’re not about to let your retirement years just slip by and that you have ambitions you still want to achieve. You’re certainly not alone in this respect. Recent research by YouGov surveyed a group of 65 year-olds and revealed a ‘top 40’ wish list full …

How You Can Achieve Financial Freedom

We all look forward to the day when we can do what we want with our time – no need to rise and shine with the sun, working long hours. Instead, we can spend our time doing what we want to, when we want to. For that to happen, though, you have to have a plan – a plan to …

Are You Ready for Your Retirement Lifestyle?

You’ve worked hard to make your business a success, but have you thought about what your life will look like after you retire? It’s likely your retirement lifestyle will be much different from your business lifestyle, but what does that mean? How would you like your retirement to be different and how much would you like it to remain the …

Why?

Why does any business do what it does? The easy answer is to make money but is that a sustainable objective in the long term? Is that an objective that clients of a business can share in? Is that an objective that inspires individuals to take positive actions? I would argue that the answer is no. Clearly all businesses need …