--- title: Blog | Blog (5) description: Blog | Get the latest news and insights (5) --- [![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")](https://smartfinancial.co.uk/) [![logo-white](https://smartfinancial.co.uk/hubfs/brand-logos/logo-white.svg "logo-white")](https://smartfinancial.co.uk/) - [About you](https://smartfinancial.co.uk/about-you) - [About us](https://smartfinancial.co.uk/about-us) - [What we do](https://smartfinancial.co.uk/what-we-do) - [Client stories](https://smartfinancial.co.uk/client-stories) - [Blog](https://smartfinancial.co.uk/blog) - [Contact](https://smartfinancial.co.uk/contact) # Blog Insights from the Smart Financial team ###### Show All ###### [Blog](https://smartfinancial.co.uk/blog/tag/blog) ###### [Business](https://smartfinancial.co.uk/blog/tag/business) ###### [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) ###### [Retirement](https://smartfinancial.co.uk/blog/tag/retirement) ###### [LPA](https://smartfinancial.co.uk/blog/tag/lpa) ###### [Pension](https://smartfinancial.co.uk/blog/tag/pension) ###### [CGT](https://smartfinancial.co.uk/blog/tag/cgt) ###### [Dividends](https://smartfinancial.co.uk/blog/tag/dividends) ###### [Financial Abuse](https://smartfinancial.co.uk/blog/tag/financial-abuse) ###### [Trust](https://smartfinancial.co.uk/blog/tag/trust) ###### [Will](https://smartfinancial.co.uk/blog/tag/will) ###### [Work](https://smartfinancial.co.uk/blog/tag/work) ###### [gift](https://smartfinancial.co.uk/blog/tag/gift) [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) [Retirement](https://smartfinancial.co.uk/blog/tag/retirement) ##### Why You Need to Figure Out Your Retirement Lifestyle Now What are your retirement plans? Many business owners find that a daunting question. Maybe you’re at the beginning of your business journey and haven’t considered it, or you’ve been in business so long that you can’t imagine retiring. Either way, we think business owners should always be looking ahead to their post-work life with enthusiasm. What Does Your Retirement Look … Read More [READ MORE](https://smartfinancial.co.uk/blog/why-you-need-to-figure-out-your-retirement-lifestyle-now) 2 minute read [Blog](https://smartfinancial.co.uk/blog/tag/blog) [Retirement](https://smartfinancial.co.uk/blog/tag/retirement) ##### Funding Long Term Care – what will be the true cost of the Golden Years? As average life expectancy continues to increase, more and more of us are likely to require some form of long-term care as we get older.  But with places in residential care and nursing homes costing in excess of £25,000 a year, paying for that care is becoming a serious challenge for a growing number of people. Government is making proposal … Read More [READ MORE](https://smartfinancial.co.uk/blog/funding-long-term-care-what-will-be-the-true-cost-of-the-golden-years) 1 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### What Is Business Exit Planning? In the exciting early days of starting your business, many business owners never truly think about leaving it. You may think that you’ll just cross the bridge when you get there, but the truth is that business exit planning helps put you in control of your business and consequently, your personal life. Being in control is much easier when you write … Read More [READ MORE](https://smartfinancial.co.uk/blog/what-is-business-exit-planning) 2 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### How to Enjoy Your Money Sometimes success is harder to accept than failure. For many successful business owners, their careful and pragmatic approach to running a profitable company is the very trait that prevents them from truly enjoying the fruits of their labour. There is no shame in working hard, and the same applies to getting the most from your success. The key to enjoying … Read More [READ MORE](https://smartfinancial.co.uk/blog/how-to-enjoy-your-money) 2 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) [Retirement](https://smartfinancial.co.uk/blog/tag/retirement) ##### Can I Afford to Travel When I Retire? Retirement can be an exciting but daunting prospect for many business owners. The fear that your retirement won’t be enough to fund your dreams is a valid one but you can confront it. You didn’t create a business with sheer luck, and you won’t retire with sheer luck, either. Having a long and well-deserved retirement requires diligent planning with your goals … Read More [READ MORE](https://smartfinancial.co.uk/blog/can-i-afford-to-travel-when-i-retire) 2 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### What You Must Know About Risk Before Making a Financial Plan Understanding financial risk can be a complex subject mostly because everyone seems to have a different definition. Traditionally risk has been defined by a dry and mathematical term called volatility. Volatility being a measure of the dispersion of returns for an investment. Essentially, the amount of uncertainty we have about how the value of an asset may change. Defining Risk … Read More [READ MORE](https://smartfinancial.co.uk/blog/what-you-must-know-about-risk-before-making-a-financial-plan) 2 minute read [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Thinking about selling your business? WHY? If you are the owner-manager of a small business you probably have a thought somewhere in your mind that one day, at some point, you are going to sell. But, why?! Whatever the reason, this is the first and most important question we always ask our small business owner-manager clients: Why?! Why do you want to sell? Everything else we … Read More [READ MORE](https://smartfinancial.co.uk/blog/thinking-about-selling-your-business-why) 1 minute read [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Exercise isn’t just about feeling good physically. Cheshire based Personal Trainer Helen Murray takes a closer look at the positive effects it can have on your mental health As a keen runner and coach, it goes without saying that I like to keep active. In fact, I’m not very good at sitting still at all. But sometimes, just like most other people, I really can’t be bothered … Read More [READ MORE](https://smartfinancial.co.uk/blog/exercise-isnt-just-about-feeling-good-physically) 2 minute read [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Is Your Wholesale Business Built to Grow? All business owners want to factor growth into their plans. If you’re a wholesaler, you’ll face some unique challenges but should be able to build in parameters that will allow you to grow when you’re ready. Not only will this ensure short term success, but should also get you the price you need when you’re ready to sell. Six Ways for … Read More [READ MORE](https://smartfinancial.co.uk/blog/is-your-wholesale-business-built-to-grow) 2 minute read [Prev](https://smartfinancial.co.uk/blog/tag/blog/page/4) [3](https://smartfinancial.co.uk/blog/tag/blog/page/3) [4](https://smartfinancial.co.uk/blog/tag/blog/page/4) [5](https://smartfinancial.co.uk/blog/tag/blog/page/5) [6](https://smartfinancial.co.uk/blog/tag/blog/page/6) [7](https://smartfinancial.co.uk/blog/tag/blog/page/7) [Next](https://smartfinancial.co.uk/blog/tag/blog/page/6) ![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour") #### Menu - [About you](https://smartfinancial.co.uk/about-you) - [About us](https://smartfinancial.co.uk/about-us) - [What we do](https://smartfinancial.co.uk/what-we-do) - [Client stories](https://smartfinancial.co.uk/client-stories) - [Blog](https://smartfinancial.co.uk/blog) - [Contact](https://smartfinancial.co.uk/contact) #### Address Beehive Lofts, Unit 4.1 Waulk Mill 51 Bengal Street Manchester M4 6LN ![image006](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/image006.jpg?width=200&height=58&name=image006.jpg) ![ch firm58](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/ch%20firm58.png?width=241&height=58&name=ch%20firm58.png)   #### Sign up to our newsletter - [Privacy policy](https://smartfinancial.co.uk/privacy-policy) - [Terms and conditions](https://smartfinancial.co.uk/terms-and-conditions) Site developed by [ClientsFirst](https://www.clients-first.co.uk/) Smart Financial is a trading style of Smart Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority. 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