---
title: Blog (6)
description: Get the latest news and insights (6)
---

<https://twitter.com/SmartFinancial> <https://www.facebook.com/SmartfinancialP/> <https://www.linkedin.com/company/smart-financial-planning-ltd>

[![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")](https://smartfinancial.co.uk/)

[![logo-white](https://smartfinancial.co.uk/hubfs/brand-logos/logo-white.svg "logo-white")](https://smartfinancial.co.uk/)

- [About you](https://smartfinancial.co.uk/about-you)
- [About us](https://smartfinancial.co.uk/about-us)
- [What we do](https://smartfinancial.co.uk/what-we-do)
- [Client stories](https://smartfinancial.co.uk/client-stories)
- [Blog](https://smartfinancial.co.uk/blog)
- [Contact](https://smartfinancial.co.uk/contact)

<https://smartfinancial.co.uk/blog/page/6#site-search-modal>

# Blog

Insights from the Smart Financial team

###### Show All

###### [Blog](https://smartfinancial.co.uk/blog/tag/blog)

###### [Business](https://smartfinancial.co.uk/blog/tag/business)

###### [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning)

###### [Retirement](https://smartfinancial.co.uk/blog/tag/retirement)

###### [LPA](https://smartfinancial.co.uk/blog/tag/lpa)

###### [Pension](https://smartfinancial.co.uk/blog/tag/pension)

###### [CGT](https://smartfinancial.co.uk/blog/tag/cgt)

###### [Dividends](https://smartfinancial.co.uk/blog/tag/dividends)

###### [Financial Abuse](https://smartfinancial.co.uk/blog/tag/financial-abuse)

###### [Trust](https://smartfinancial.co.uk/blog/tag/trust)

###### [Will](https://smartfinancial.co.uk/blog/tag/will)

###### [Work](https://smartfinancial.co.uk/blog/tag/work)

###### [gift](https://smartfinancial.co.uk/blog/tag/gift)

[Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### Selling My Business: Top Tips

Selling your business is one of the most important financial decisions you’ll make as a business owner, something you’re already well aware of. What some business owners may not realise is that selling your business is something you should consider early on, not just when you’re looking to exit. Value creation should be an intrinsic part of your business plan, … Read More

[READ MORE](https://smartfinancial.co.uk/blog/selling-my-business-tips)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) [Retirement](https://smartfinancial.co.uk/blog/tag/retirement)

##### Have You Got Enough Money?

Got your attention? We thought so – that’s quite a provocative question and the answer is vastly different for everyone. Although we’re big believers in the value of wellbeing and security over building vast personal wealth for its own sake, it’s important to be realistic and ask yourself if you have enough resources to live the lifestyle you want, not … Read More

[READ MORE](https://smartfinancial.co.uk/blog/have-you-got-enough-money)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### How to Get the Most Out of Your Financial Planner

Decided to appoint a financial planner? Good decision! A certified financial planner will help you draw out your lifestyle goals, build value in your business and plan your exit in good time, all to help you live the life you really want. We know it’s a commitment of time and money so here’s our advice to get the most out of … Read More

[READ MORE](https://smartfinancial.co.uk/blog/get-most-out-of-financial-planner)

 1 minute read

[Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### The Factor You’re Missing When Valuing Your Business

There are many factors that determine the value of your business. If you’ve started planning an exit strategy that involves selling your business later on, you’ve no doubt considered many of them. A valuable business is essential to a potential buyer. But have you thought of everything? Profitability is a key point when deciding the value of a business. A … Read More

[READ MORE](https://smartfinancial.co.uk/blog/factor-missing-when-valuing-business)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) [Retirement](https://smartfinancial.co.uk/blog/tag/retirement)

##### Why You Need to Figure Out Your Retirement Lifestyle Now

What are your retirement plans? Many business owners find that a daunting question. Maybe you’re at the beginning of your business journey and haven’t considered it, or you’ve been in business so long that you can’t imagine retiring. Either way, we think business owners should always be looking ahead to their post-work life with enthusiasm. What Does Your Retirement Look … Read More

[READ MORE](https://smartfinancial.co.uk/blog/why-you-need-to-figure-out-your-retirement-lifestyle-now)

 2 minute read

[Blog](https://smartfinancial.co.uk/blog/tag/blog) [Retirement](https://smartfinancial.co.uk/blog/tag/retirement)

##### Funding Long Term Care – what will be the true cost of the Golden Years?

As average life expectancy continues to increase, more and more of us are likely to require some form of long-term care as we get older.  But with places in residential care and nursing homes costing in excess of £25,000 a year, paying for that care is becoming a serious challenge for a growing number of people. Government is making proposal … Read More

[READ MORE](https://smartfinancial.co.uk/blog/funding-long-term-care-what-will-be-the-true-cost-of-the-golden-years)

 1 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### What Is Business Exit Planning?

In the exciting early days of starting your business, many business owners never truly think about leaving it. You may think that you’ll just cross the bridge when you get there, but the truth is that business exit planning helps put you in control of your business and consequently, your personal life. Being in control is much easier when you write … Read More

[READ MORE](https://smartfinancial.co.uk/blog/what-is-business-exit-planning)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog)

##### How to Enjoy Your Money

Sometimes success is harder to accept than failure. For many successful business owners, their careful and pragmatic approach to running a profitable company is the very trait that prevents them from truly enjoying the fruits of their labour. There is no shame in working hard, and the same applies to getting the most from your success. The key to enjoying … Read More

[READ MORE](https://smartfinancial.co.uk/blog/how-to-enjoy-your-money)

 2 minute read

[Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) [Retirement](https://smartfinancial.co.uk/blog/tag/retirement)

##### Can I Afford to Travel When I Retire?

Retirement can be an exciting but daunting prospect for many business owners. The fear that your retirement won’t be enough to fund your dreams is a valid one but you can confront it. You didn’t create a business with sheer luck, and you won’t retire with sheer luck, either. Having a long and well-deserved retirement requires diligent planning with your goals … Read More

[READ MORE](https://smartfinancial.co.uk/blog/can-i-afford-to-travel-when-i-retire)

 2 minute read

[Prev](https://smartfinancial.co.uk/blog/page/5) [4](https://smartfinancial.co.uk/blog/page/4) [5](https://smartfinancial.co.uk/blog/page/5) [6](https://smartfinancial.co.uk/blog/page/6) [7](https://smartfinancial.co.uk/blog/page/7) [8](https://smartfinancial.co.uk/blog/page/8) [Next](https://smartfinancial.co.uk/blog/page/7)

![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")

<https://twitter.com/SmartFinancial> <https://www.facebook.com/SmartfinancialP/> <https://www.linkedin.com/company/smart-financial-planning-ltd>

#### Menu

- [About you](https://smartfinancial.co.uk/about-you)
- [About us](https://smartfinancial.co.uk/about-us)
- [What we do](https://smartfinancial.co.uk/what-we-do)
- [Client stories](https://smartfinancial.co.uk/client-stories)
- [Blog](https://smartfinancial.co.uk/blog)
- [Contact](https://smartfinancial.co.uk/contact)

#### Address

Beehive Lofts, Unit 4.1  
Waulk Mill  
51 Bengal Street  
Manchester  
M4 6LN

![image006](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/image006.jpg?width=200&height=58&name=image006.jpg)

![ch firm58](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/ch%20firm58.png?width=241&height=58&name=ch%20firm58.png)

 

#### Sign up to our newsletter

- [Privacy policy](https://smartfinancial.co.uk/privacy-policy)
- [Terms and conditions](https://smartfinancial.co.uk/terms-and-conditions)

Site developed by [ClientsFirst](https://www.clients-first.co.uk/)

Smart Financial is a trading style of Smart Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority. You can find Smart Financial Planning Ltd on the FCA register by [clicking here](https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000Mg7KfAAJ).  
Smart Financial Planning Ltd is registered in England & Wales. Company number: 06274060. Registered Office: Beehive Lofts, Unit 4.1, Waulk Mill, 51 Bengal Street, Manchester, M4 6LN.  
The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.

© 2026 All rights reserved.