--- title: Blog | Smart Financial (7) description: Get the latest news and insights (7) --- [![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour")](https://smartfinancial.co.uk/) [![logo-white](https://smartfinancial.co.uk/hubfs/brand-logos/logo-white.svg "logo-white")](https://smartfinancial.co.uk/) - [About you](https://smartfinancial.co.uk/about-you) - [About us](https://smartfinancial.co.uk/about-us) - [What we do](https://smartfinancial.co.uk/what-we-do) - [Client stories](https://smartfinancial.co.uk/client-stories) - [Blog](https://smartfinancial.co.uk/blog) - [Contact](https://smartfinancial.co.uk/contact) # Blog Insights from the Smart Financial team ###### Show All ###### [Blog](https://smartfinancial.co.uk/blog/tag/blog) ###### [Business](https://smartfinancial.co.uk/blog/tag/business) ###### [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) ###### [Retirement](https://smartfinancial.co.uk/blog/tag/retirement) ###### [LPA](https://smartfinancial.co.uk/blog/tag/lpa) ###### [Pension](https://smartfinancial.co.uk/blog/tag/pension) ###### [CGT](https://smartfinancial.co.uk/blog/tag/cgt) ###### [Dividends](https://smartfinancial.co.uk/blog/tag/dividends) ###### [Financial Abuse](https://smartfinancial.co.uk/blog/tag/financial-abuse) ###### [Trust](https://smartfinancial.co.uk/blog/tag/trust) ###### [Will](https://smartfinancial.co.uk/blog/tag/will) ###### [Work](https://smartfinancial.co.uk/blog/tag/work) ###### [gift](https://smartfinancial.co.uk/blog/tag/gift) [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### What You Must Know About Risk Before Making a Financial Plan Understanding financial risk can be a complex subject mostly because everyone seems to have a different definition. Traditionally risk has been defined by a dry and mathematical term called volatility. Volatility being a measure of the dispersion of returns for an investment. Essentially, the amount of uncertainty we have about how the value of an asset may change. Defining Risk … Read More [READ MORE](https://smartfinancial.co.uk/blog/what-you-must-know-about-risk-before-making-a-financial-plan) 2 minute read [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Thinking about selling your business? WHY? If you are the owner-manager of a small business you probably have a thought somewhere in your mind that one day, at some point, you are going to sell. But, why?! Whatever the reason, this is the first and most important question we always ask our small business owner-manager clients: Why?! Why do you want to sell? Everything else we … Read More [READ MORE](https://smartfinancial.co.uk/blog/thinking-about-selling-your-business-why) 1 minute read [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Exercise isn’t just about feeling good physically. Cheshire based Personal Trainer Helen Murray takes a closer look at the positive effects it can have on your mental health As a keen runner and coach, it goes without saying that I like to keep active. In fact, I’m not very good at sitting still at all. But sometimes, just like most other people, I really can’t be bothered … Read More [READ MORE](https://smartfinancial.co.uk/blog/exercise-isnt-just-about-feeling-good-physically) 2 minute read [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Is Your Wholesale Business Built to Grow? All business owners want to factor growth into their plans. If you’re a wholesaler, you’ll face some unique challenges but should be able to build in parameters that will allow you to grow when you’re ready. Not only will this ensure short term success, but should also get you the price you need when you’re ready to sell. Six Ways for … Read More [READ MORE](https://smartfinancial.co.uk/blog/is-your-wholesale-business-built-to-grow) 2 minute read [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Selling Your Business? Read This First Selling your business is one of the most important transactions you’re likely to make and yet it’s often a process that is overlooked until the very point you are ready to sell. Although it might sound premature, the truth is you should build value and sellability into the heart of your business as you’re starting out, long before you reach … Read More [READ MORE](https://smartfinancial.co.uk/blog/selling-your-business-read-this-first) 1 minute read [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Exit Planning for Your Wholesale Business While your day-to-day focus is on growing and building your business – taking care of your customers, fulfilling their needs and creating demand for your products, exit planning may seem like a distant requirement. We’d argue that exit planning is actually a vital part of your business plan, helping you work towards a successful sale or legacy. Taking that approach, your … Read More [READ MORE](https://smartfinancial.co.uk/blog/exit-planning-wholesale-business) 1 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### A Quick Guide to Business Continuity Planning Each month, we put your most pressing financial planning questions to our CEO Steve Martin and COO Dr Mark Todman, in our Ask Smart Financial blog series. If you’d like expert advice from Steve or Mark simply tweet us using #AskSmartFinancial, email us or even add your question as a comment below and we’ll blog the answer in a future … Read More [READ MORE](https://smartfinancial.co.uk/blog/quick-guide-to-business-continuity-planning) 2 minute read [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### Can I Sell My Business On My Own? There’s a short answer to this question – yes, of course. The longer answer is yes…but can you ensure the best selling price, the smoothest transition and the avoidance of legal or tax implications? Prepare Early Firstly, whether you want to sell your business alone or with the help of a specialist, you should plan your exit in good time. … Read More [READ MORE](https://smartfinancial.co.uk/blog/sell-my-business-on-my-own) 2 minute read [Financial Planning](https://smartfinancial.co.uk/blog/tag/financial-planning) [Business](https://smartfinancial.co.uk/blog/tag/business) [Blog](https://smartfinancial.co.uk/blog/tag/blog) ##### 3 Compelling Reasons You Need a Business Continuity Plan Running a business is a very involved process, and can take most of your attention on a day-to-day basis. You may not even have thought about what would happen if you suddenly became incapacitated to the point you couldn’t run your business for a period of time – or permanently. What if, for example, you suddenly became seriously ill and … Read More [READ MORE](https://smartfinancial.co.uk/blog/3-compelling-reasons-you-need-a-business-continuity-plan) 2 minute read [Prev](https://smartfinancial.co.uk/blog/author/smart-financial/page/6) [5](https://smartfinancial.co.uk/blog/author/smart-financial/page/5) [6](https://smartfinancial.co.uk/blog/author/smart-financial/page/6) [7](https://smartfinancial.co.uk/blog/author/smart-financial/page/7) [8](https://smartfinancial.co.uk/blog/author/smart-financial/page/8) [9](https://smartfinancial.co.uk/blog/author/smart-financial/page/9) [Next](https://smartfinancial.co.uk/blog/author/smart-financial/page/8) ![logo-colour](https://smartfinancial.co.uk/hubfs/brand-logos/logo-colour.svg "logo-colour") #### Menu - [About you](https://smartfinancial.co.uk/about-you) - [About us](https://smartfinancial.co.uk/about-us) - [What we do](https://smartfinancial.co.uk/what-we-do) - [Client stories](https://smartfinancial.co.uk/client-stories) - [Blog](https://smartfinancial.co.uk/blog) - [Contact](https://smartfinancial.co.uk/contact) #### Address Beehive Lofts, Unit 4.1 Waulk Mill 51 Bengal Street Manchester M4 6LN ![image006](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/image006.jpg?width=200&height=58&name=image006.jpg) ![ch firm58](https://smartfinancial.co.uk/hs-fs/hubfs/signature-images/ch%20firm58.png?width=241&height=58&name=ch%20firm58.png)   #### Sign up to our newsletter - [Privacy policy](https://smartfinancial.co.uk/privacy-policy) - [Terms and conditions](https://smartfinancial.co.uk/terms-and-conditions) Site developed by [ClientsFirst](https://www.clients-first.co.uk/) Smart Financial is a trading style of Smart Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority. 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